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Build Your Credit! The ultimate guide to boost your credit

1 hour on-demand video

$ 12.99

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Brief Introduction

Understand your credit score and how to maximize each aspect of your score.

Description

If the thought of having great credit, saving a ton of money in interest, and being able to live your financial dreams sounds appealing, then stop dreaming and start taking action!

Do you have late payments, collection accounts, charge-offs, bankruptcies, or judgments against you that are holding you back from realizing your financial dreams? If you do, you need to realize that the damage done is not permanent, and with the right coaching and the right techniques, it is often possible to reverse the effects of those negative items and get you back on the fast track towards having stellar credit and hearing those wonderful words, "Congratulations, You're Approved!"

Your credit score can easily be the difference between being denied for a loan, versus being approved. And if you are approved, it can be the difference between saving thousands of extra dollars in interest payments by being approved for the loan at the lowest possible interest rates.

Your credit score is more than just the ability to apply for new loans. Many institutions are increasingly pulling a credit report for you for a wide variety of issues. This may make it difficult to finance a car, or a home. If you decide to rent a home landlords will often pull a credit report as part of their screening process. Many insurance companies run your credit so it could affect your auto insurance rates. And finally some employers require a credit check depending on the job you are applying for!

When you take control of your credit, you take control of your finances and will never feel money pressure again. Great credit has a ripple effect through your entire financial life that puts you on a path to success.

Who This Course Is For:

This video is for students of all ages and income levels who want to improve their financial life, reach goals, eliminate financial stress, and have more freedom to live the lifestyle you deserve. You'll come away with step-by-step strategies to build and maintain great credit so you can:

Qualify for low-rate credit cards
Buy a home
Get a home equity loan
Rent an apartment
Cut your utility deposits and bills
Buy a car
Get a job
Qualify for a personal loan
Get lower auto insurance rates
Get lower home insurance rates
Follow your dreams

Requirements

Requirements
No special knowledge is needed for this course. I use a step by step approach that will guide you along the way and explain each section in detail.
This course is designed to be easy to follow. While some discussions dive deep into how your credit score is calculated, there are no fancy terms or legal jargon, and there are no complex financial concepts that you need to already be aware of.

Knowledge

How to rapidly increase your credit score
How to build your credit from scratch, or repair existing credit
How is your FICO credit score calculated
What are the different credit scoring models and how do they impact you
How will the new FICO 10 system alter your credit score
How to access a free copy of your credit report
How to dispute and remove negative items from your credit report
How being added as an authorized user on a credit card can supercharge your credit score
What is the best credit card to begin building credit with
What is the best credit card if your score is low: 100% approval rate
Tips/tricks to help maintain your new and improved credit score

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